Storm Damage

A reliable roofing system is one of the most important components of any home—without it, your house would be susceptible to constant deterioration from the elements outside. But even though roofs are designed to withstand severe weather, they can still easily become damaged as a result.

In Indianapolis storm damage can range from heavy rain to high winds to hailstorms, all of which can wreak havoc on roofs depending on their severity. Amos Exteriors is a trusted Indianapolis roofing company that provides expert roof restoration services, and can walk homeowners through the steps they need to take before calling insurance when bad weather leaves their homes compromised.

1. Read Through Your Insurance Policy

If you suspect your home sustained damage after a storm, the first thing you should do is look over your insurance policy. While the details of each policy may vary, the language used is generally the same from one to the next. You should be able to find important information in sections such as:

  • Duties After Loss: This portion of the policy states what the homeowner needs to do following a storm, including protecting the home against further damage and notifying the insurer.
  • Timely Filing Requirements: There should be a section in the policy that outlines the timeframe homeowners have to file their claim, usually ranging from 30—90 days.
  • Proof of Loss: Most policies require the homeowner to provide documentation in order to show that their home was damaged, which could include photos or repair receipts.

2. Document All Signs of Storm Damage

The next task on your to-do list after sustaining storm damage should be to thoroughly document all affected areas. Walk around the perimeter of your home, viewing your roof from all angles. If you have a second story, you may be able to get better views from some of your upstairs windows. 

While some types of deterioration may be due to age, there are many more that indicate a storm was responsible for the damage, including these top 11 signs:

  1. Missing Shingles
  2. Damaged or Curled Shingles
  3. Debris on Top of Roof
  4. Dented or Detached Gutters
  5. Loosened Flashing
  6. Asphalt Granules in Gutters
  7. Dented or Pockmarked Materials
  8. Damage to Skylights or Vents
  9. Sagging Roof Structure
  10. Water Leaks in Attic
  11. Water Stains on Ceilings

3. Contact Storm Restoration Professionals

After inspecting your own property, it's time to get in touch with a trusted storm damage contractor. Even if the damage doesn't look serious, delaying necessary repairs could result in larger headaches down the road, including getting denied coverage by your insurance company or a few repairs turning into a complete Indianapolis roof replacement.

At Amos Exteriors, our roof restoration services begin with our own thorough inspection, which ensures each compromised area gets properly documented. As the oldest roofing company in Indiana, our experts know what to expect during the insurance claim process and can provide professional guidance to get your claim approved as quickly as possible.

Amos Exteriors is also an Indianapolis GAF roofer, so our repairs will consist of installing the premium materials manufactured by GAF. This way, our customers get to rest assured that their homes are once again in tip-top shape after our restorations.

Get in touch with Amos Exteriors today to learn more about all that we can do for you and your home, and to receive a free estimate on our storm damage services.